People often have similar questions when considering lease purchase of a car or van. Here are commonly asked questions and our answers.
01 Do I need to buy a new car or van?
No, it can be a used car or van up to 6 years old. We do ask that the vehicle is bought from a reputable company or dealership.
02 Can I source the vehicle myself?
We can source the vehicle for you, but most customers like to find their own car or van so they get exactly what they want at the price they are comfortable with. The choice is yours.
03 How much of a deposit do I need?
We ask for a minimum of 10% plus VAT on new car or van and 20% on older vehicles, the higher the deposit the lower the monthly instalments.
04 How long does the process take?
Once a vehicle has been sourced and a deposit has been paid we work on a 5-10 working day turn around.
05 How many years can I take finance over?.
You can take 2, 3 or 4 years to repay the cost of the car or van.
06 How do I apply for credit?
We have a credit application form that you can download here (PDF) and send back to firstname.lastname@example.org. Our underwriters will do a credit check, and providing they approve your credit is when we can then start the process of financing your vehicle.
07 What payment methods do you accept?
We accept bank transfer, debit cards and credit cards with a 2% surcharge.